Fuel your business growth

Micro Business Loan

Quick collateral-free business loans up to ₹75 Lakh for working capital, expansion, machinery or inventory.

At a glance
Interest from

14.00% p.a.

Tenure

Up to 5 years

Max amount

₹ 75 L

Why this loan

Key benefits

Quick Disbursal

Funds in your account in as little as 48 hours.

Collateral-Free

No security required up to ₹75 Lakh.

Minimal Docs

Approval based on bank statements & GST returns.

Flexible Use

Working capital, inventory, expansion — your call.

Features

  • Loan up to ₹75 Lakh, unsecured
  • Tenure up to 5 years
  • Flexible EMI options
  • Top-Up after 6 months of clean track record
  • Pre-approved offers

Eligibility

  • Business vintage 2+ years
  • Annual turnover ₹40 L+
  • GST registered
  • CIBIL 700+ preferred
  • Profitable for at least 1 year

Documents Required

  • PAN of business + proprietor
  • GST certificate & returns (12 months)
  • Bank statements (12 months)
  • ITR (last 2 years)
  • KYC of all partners/directors
Calculate

Micro Business Loan EMI Calculator

Monthly EMI
Interest
Total
Customers

What our borrowers say

★★★★★

"Smooth process, my Micro Business Loan was approved in just 4 days. Highly recommended."

A
Anita
Pune
★★★★★

"Got a much lower rate than my bank was offering. Saved a lot on EMI."

R
Ravi
Hyderabad
★★★★★

"Great support from the advisor — every question answered in real time."

S
Sneha
Chennai
FAQ

Questions about Micro Business Loan

No. Up to ₹75 Lakh is fully unsecured.

Mainly on monthly turnover, GST filings and bank statement health.

Get your Micro Business Loan today

Talk to an advisor — no fees, no obligation.

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