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Frequently Asked Questions
Everything you need to know about our loans and process.
How quickly can I get a loan approval?
Most applications get in-principle approval within 30 minutes. Final disbursal happens in 3-7 working days depending on loan type.
Do you charge any processing fee?
Kreditbazaar does not charge anything. Partner banks may charge a processing fee, disclosed upfront before you accept.
What documents are required?
KYC (PAN, Aadhaar), income proof (salary slips / ITR) and bank statements (6 months).
Does checking eligibility affect my CIBIL?
No. Our eligibility check is a soft enquiry and does not affect your credit score.
Which banks do you work with?
30+ leading banks and NBFCs including HDFC, ICICI, Axis, SBI, Kotak, Bajaj Finserv, IDFC FIRST, Tata Capital and more.
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